 |
| Message
From Kevin Beckemeyer, President/CEO |
|
 Welcome
to First State Bank On-Line!
At First State Bank, your goal is our goal.
We're here to help you meet your personal,
business and on-line financial service needs and goals. Our
goal is your financial success: the success of individuals,
families, farmers, and businesses--small and larger, start-up
or firmly established--in the local communities we serve in
Southern Illinois and Evansville, Indiana.
We know that you're busy, and we value your
time, so whether you go for the conveniences of on-line banking
and our free ATM nationwide network or prefer a customer-focused
personal banker to walk you through complex financial transactions,
First State Bank provides convenient and personalized banking
options to meet your needs. Our team of experienced bankers
and lenders will work hard and go out of their way to provide
you with solid solutions.
From savings and checking accounts to mortgage
and home equity loans, to business efficiencies such as merchant
capture services, we invite you to check out our competitive
rates and quality products. Then we hope you'll recommend
us to your family and friends. Just contact us with any questions,
concerns or opportunities we can help you with!
We are excited about the future and our strong
growth prospects. First State Bank recently broke ground for
our newest location in the Cross Pointe Commerce Center--one
of Evansville's key growth corridors--which provides the opportunity
to help even more customers meet their financial service needs
and aspirations.
First State Bank is independently owned and
community focused. The Bank has always acted on the bedrock
belief that we all have responsibility for the economic well
being of our communities. Through financial contributions,
fundraising, membership, leadership, community service and
volunteer hours, the Bank and our employees actively give
back to nonprofit organizations, educational and health care
institutions, people and events that improve the quality of
life where we are privileged to partner, live, work and do
business.
While we're forging into the future, bringing
you the latest technology, financial resources and products,
we know that a large portion of our success comes from the efforts
of our caring employees, talented management team, and supportive
board…and their strong relationships with you. As we celebrate
more than 100 years of community banking and a legacy of personalized
service, we remain committed to our communities, our employees
and our most valuable asset-our customers.
Sincerely,
Kevin Beckemeyer
President and CEO
First State Bank
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| First
State Bank History |
At the turn of the twentieth
century, when coal mining flourished in Saline County, John
Davenport and H. E. Willis of Harrisburg joined the Galeener
brothers of Eldorado – S. C. and P. H. – to form a
financial institution behind the façade of a small storefront
at 1340 Locust Street in downtown Eldorado.
These same men petitioned Illinois' Auditor of Public Accounts
for a State Banking Charter on November 24, 1905, submitting
the capital stock at $25,000, and dividing it into 250 shares
at $100 each.
Of the 250 shares, Davenport, the original president of First
State Bank, owned 50, as did William W. White, his business
associate. L. F. Wise purchased 10 shares; S. C. Galeener, 13;
and P. H. Galeener, 15. The largest stockholder was H. E. Willis,
with 112 shares.
Seven months and twenty days later (July 14, 1906), the First
State Bank received a charter, making it the First State Bank
in the township of Eldorado and, ultimately, the oldest State
Bank in Saline County.
Immediately thereafter, the founders of the newly created bank
purchased a parcel of land, including a small wooden building,
on the "Five-Way" corner of Fourth and Locust Streets.
The price paid to Francis M. Elder, the owner: $10.
The small structure (previously used by Dr. Charles Choisser,
and purchased by Dr. Jim Johnson for his animal hospital) was
relocated two blocks north. Tom Wilson, a prominent contractor,
then built First State Bank a sturdy brick building. So sturdy,
in fact, that after over ninety years it still houses the bank's
main facility, having sustained a few cosmetic changes, including:
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• |
Removing a horse trough from the outside
of the bank's entrance to make room for progress (paving
the streets in 1910). |
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Incorporating the area facing Locust Street,
which for years had been Larren Evans' agency and bus
station. |
|
• |
Revamping more office space from the area
occupied by R. E. Hopkins and Sons' Busy Bee Café. |
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Capping off the water pump that once stood
near the old entrance on Locust Street. |
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• |
Remodeling the space where Charles V. Parker
Co. managed a "sticker office" for coal miners,
a men's clothing store called the Crown Tailor, and Sam
O. Nash's cleaning and pressing business, which later
became Ewing Skelton and James Gasaway men's store, followed
by Drapers Store for Men, then, Scribner's Store for Men. |
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• |
Creating additional space from areas that
once housed Redfearn's Jewelry, Vessell's Dry Cleaners,
and Steve Bacharis' "6 for a Quarter Hamburgers"
Sandwich Shop. |
|
• |
Expanding to incorporate the building to
the south of the bank once known as Carter & Choisser
Pharmacy, later Eldorado Pharmacy, thus creating executive
office space and a Board of Directors Room. |
This two-story building that First State Bank has occupied for
100 years qualifies as one of the oldest buildings in Eldorado.
In fact, First State Bank's banking business is the second oldest
business in town.
While these facts may afford First State Bank a stellar place
in the world of antiquity, they have not deterred the stockholders
and the bank's employees from moving into the future.
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• |
On January 2, 1982, the bank obtained authorization
to open a branch in Equality, Illinois. This was the first
branch application approved by the State of Illinois. |
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• |
A convenient highway facility was opened
on April 24, 1985, at the corner of Routes 45 and 142. |
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• |
Capital First Corporation, a wholly owned
subsidiary of First State Bank, was established in 1986
as a full-service residential mortgage lender later focusing
its attention to farm mortgage lending. |
|
• |
American Farm Mortgage Company of Louisville,
Kentucky, was purchased in 1990, and became a wholly owned
subsidiary of First State Bank |
|
• |
An Automatic Teller Machine (ATM) was put into service
on May 19, 1997 located at the highway facility at the
corner of Routes 45 and 142.
|
|
• |
The main facility completed remodeling,
including adding additional executive office space and
work areas, in early 1999. |
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• |
In late 2004, the highway facility underwent a major
technological and asthetic upgrade. Enhancements included
a state of the art ATM, wider drive-through lanes, two-way
teller video screens as well as various interior and
exterior improvements.
|
|
• |
On December 31, 2004 Capital First Corporation
and American Farm Mortgage Company merged. American Farm
Mortgage Company, the surviving entity, now services over
$250 million in agricultural real estate loans. |
|
• |
In early 2005, services at the highway
facility were expanded to include commercial, agricultural
and consumer lending, along with the bank's full array
of deposit products. |
|
• |
On December 7, 2005, First State Bank purchased the
First National Bank of Dana's branch located in Evansville,
Indiana.
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In our 100th year, First State Bank is forging ahead into the
future, continuing our strategic goal of providing our community
with a premier financial institution, which maintains old-fashion
values, remains independently owned, and clings to our most
valuable asset... our customers.
Learn
about the history of Eldorado»
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| Board
Of Directors |
 |
(From left to right)
Michael Tison
C. Vince Kasiar
Kevin Beckemeyer
Rick J. Williams, Chairman of the Board
Don Poore
Kenny Etienne
Martin B. Rowe
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| Branch
Locations and Hours Of Operation |
|
In an effort to better serve
our customers, we have located our branches and our ATM in
strategic places for easier access. Just stop by any of the
following branches and we will be glad to help you.
Main Facility
- Eldorado
946 Fourth Street
P.O. Box 569
Eldorado, IL 62930
Phone: (618) 273-2271
Fax: (618) 273-2508
Toll Free: (800) 360-8044 |
 |
The First State Bank main banking facility on Fourth Street
is open from 8:30 a.m. to 4:00 p.m. Monday through Thursday,
and from 8:30 a.m. to 5:00 p.m. Friday.
|
Evansville Branch
1010 West Buena Vista Road
Evansville, IN 47710
Phone: (812) 424-3623
Fax: (812) 424-1481
Toll Free: (866) 200-6594
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The First State Bank Evansville branch is open from 8:30 a.m.
to 4:00 p.m. Monday through Thursday, and from 8:30 a.m. to
6:00 p.m. on Friday with drive-up service available from 8:00
a.m. to 6:00 p.m. Monday through Friday, and from 9:00 a.m.
to 12:00 p.m. on Saturday. (Effective
July 23, 2007)
Eldorado Branch
1108 Route 45
Eldorado, IL 62930
Phone: (618) 273-9307
Fax: (618) 273-7305
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The Eldorado branch is open from 7:30 a.m. to 4:30 p.m. Monday
through Thursday, from 7:30 a.m. to 6:00 p.m. Friday, and
from 7:30 a.m. to 12:30 p.m. Saturday.
Equality Branch
107 Lane Street
P.O. Box 296
Equality, IL 62934
Phone: (618) 276-4263
Fax: (618) 276-4266 |
|
The Equality branch is open from 7:30 a.m. to 3:00 p.m. Monday
through Thursday, from 7:30 a.m. to 5:00 p.m. Friday, and
from 7:30 a.m. to 12:00 p.m. Saturday.
ATM
We have two ATM locations.
Eldorado Location
1108 Route 45
Eldorado, IL 62930
Evansville Location
1010 West Buena Vista Road
Evansville, IN 47710
We are closed on Sunday and on the national
holidays listed below.
To give our customers access to their personal
and business accounts whenever they need it, we also offer
24-hour online banking services. Click
here for more information about online banking or to apply
for online banking today.
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| Holiday
Schedule |
| 2007 Holiday Schedule |
| January 1 |
- |
New Year’s Day |
| January 15 |
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Martin Luther King, Jr. Day |
| February 19 |
- |
President’s Day |
| May 28 |
- |
Memorial Day |
| July 4 |
- |
Independence Day |
| September 3 |
- |
Labor Day |
| October 8 |
- |
Columbus Day |
| November 12 |
- |
Veteran’s Day |
| November 22 |
- |
Thanksgiving Day |
| December 25 |
- |
Christmas Day |
| 2008 Holiday Schedule |
| January 1 |
- |
New Year’s Day |
| January 21 |
- |
Martin Luther King, Jr. Day |
| February 18 |
- |
President’s Day |
| May 26 |
- |
Memorial Day |
| July 4 |
- |
Independence Day |
| September 1 |
- |
Labor Day |
| October 13 |
- |
Columbus Day |
| November 11 |
- |
Veteran’s Day |
| November 27 |
- |
Thanksgiving Day |
| December 25 |
- |
Christmas Day |
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