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Business Banking Business Loans
Business Loans
Business Line of Credit
Business and Commercial Term Loans
Business and Commercial Real Estate Loans
Small Business Administration (SBA) Guaranteed Loans
United States Department of Agriculture (USDA) Guaranteed Business Loan Programs

As your community bank for 100 years, we understand how important your business is to the livelihood of our area. That's why we offer flexible business and commercial loans to fit your changing needs.

Contacts
(Click Name to Email)
Eldorado Main Facility
Kevin Beckemeyer
President/CEO
800-360-8044

Alan Hoskins
EVP Commercial Ag Lender
800-360-8044

Evansville Branch
Larry Lewis
VP/Commercial Lender
866-200-6594

Phil Offerman
AVP/Loan Officer
866-200-6594
 
 

 

Business Line of Credit
Features:
• Repayment terms structured to be consistent with your operation's cash flow
• Approved advances deposited into your business checking account daily
• Flexible collateral requirements
• No prepayment penalty
• Timely approval process
• Competitive rates available
• Terms available:
- Revolving
- Non-revolving


Equal Housing Lender
Business and Commercial Term Loans
Features:
• Purposes
 
- Purchase or refinance equipment and fixtures (vehicles, business equipment, building improvements, etc.)
• Repayment terms structured to be consistent with your operation's cash flow
• Timely approval process
• Competitive rates available
• Flexible amortization periods

Equal Housing Lender
Business and Commercial Real Estate Loans
Features:
•

Loans available to purchase or refinance business or commercial property

• Debt restructuring available
• Repayment terms structured to be consistent with your operation's cash flow
• Timely approval process
• Competitive rates available
• Flexible terms and amortization periods available


Equal Housing Lender
Small Business Administration (SBA) Guaranteed Loans
First State Bank participates with the Small Business Administration programs. These loans are available for start-up businesses as well as purchasing and refinancing existing businesses. Terms and conditions vary base upon the guidelines established by the SBA. Please contact one of our commercial business lenders for details.


Equal Housing Lender
United States Department of Agriculture (USDA) Guaranteed Business Loan Programs

 

First State Bank participates with the United States Department of Agriculture programs. These loans are available for business expansion as well as purchasing and refinancing existing businesses. Terms and conditions vary base upon the guidelines established by the USDA. Please contact one of our commercial business lenders for details.



Equal Housing Lender