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| Business
Checking |
Account Features
Minimum to Open Account: You must deposit at least $100.00
to open this account.
Minimum Balance Requirements: To avoid a SERVICE CHARGE
you must maintain either a minimum daily balance of $500.00
or have a minimum average daily balance of $750.00 for the monthly
statement cycle.
Service charges which apply to this account are as follows:
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$7.00 monthly service charge if minimum daily balance
is less than or equal to $200.00 |
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$6.00 monthly service charge if minimum daily balance
is more than $200.00 but less than $300.00 |
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$5.00 monthly service charge if minimum daily balance
is more than $300.00 but less than $400.00 |
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$4.00 monthly service charge if minimum daily balance
is more than $400.00 but less than $500.00 |
Interest: This account does NOT earn interest.
Closing Account: If you close your account within the
first six months, you will be charged a $25 fee.
Fee Schedule
The following fees may be assessed against your account:
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$29.65 |
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Overdraft charge |
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$29.65 |
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Insufficient funds charge |
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$30.00 |
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Stop payment request |
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$5.00 |
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Certified check charge |
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$3.00 |
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Photocopy of statement |
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$2.00 |
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Photocopy of check |
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$75.00 |
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per hour - Account research charge |
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$15.00 |
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per hour - Account balancing assistance after first
occurrence |
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Varies |
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Check printing fee depends on style of checks ordered |
The following services are available to you when you open
a Business Checking Account with First State Bank:
Contact
us or stop by one of our Branches
today for more information, to check current rates and fees,
or to set up your Business Checking Account.
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| Business
First Checking |
Account Features
Minimum to Open Account: You must deposit at least $100.00
to open this account.
Minimum Balance Requirements: To avoid a SERVICE CHARGE
you must write fewer than 150 checks or write fewer than 350
checks with a minimum daily balance of $3,500.00.
Service charges which apply to this account are as follows:
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$0.20 per check over the minimum. |
Interest: This account does NOT earn interest.
Closing Account: If you close your account within the
first six months, you will be charged a $25 fee.
Fee Schedule
The following fees may be assessed against your account:
|
• |
$29.65 |
- |
Overdraft charge |
|
• |
$29.65 |
- |
Insufficient funds charge |
|
• |
$30.00 |
- |
Stop payment request |
|
• |
$5.00 |
- |
Certified check charge |
|
• |
$3.00 |
- |
Photocopy of statement |
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$2.00 |
- |
Photocopy of check |
|
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$75.00 |
- |
per hour - Account research charge |
|
• |
$15.00 |
- |
per hour - Account balancing assistance after first
occurrence |
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• |
Varies |
- |
Check printing fee depends on style of checks ordered |
The following services are available to you when you open
a Business First Checking Account with First State Bank:
Contact
us or stop by one of our branches
today for more information, to check current rates and fees,
or to set up your Business Checking Account.
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| Non-Profit
Organization Checking |
This First State Bank account is perfect for
any non-profit organization.
Account Features
Check Writing: 15 withdrawals free (checks or debits)
per statement cycle, then $0.25 per item if balance is less
than $500.00.
Minimum to Open Account: You must deposit at least $100.00
to open this account.
Minimum Balance Requirements: You will not be subject
to a per item charge if your minimum average daily balance remains
above $500. The per item charge if your average daily balance
falls below $500 is $0.25 per item in excess of 15 during the
statement cycle. No monthly service charges apply to this account.
Interest: This account does NOT earn interest.
The following services are available to you when you open
a Non-Profit Organization Checking Account with First State
Bank:
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Free telephone banking |
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Free
online banking |
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Free trial pack of checks (25) may be offered when opening
any new account, then customer pays for checks of choice |
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Monthly check imaging statements |
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Free ACH |
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Notary service available |
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FDIC insured |
Contact
us or stop by one of our branches
today for more information, to check current rates and fees,
or to set up your Non-Profit Organization Checking Account.
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