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Financial Calculators Mortgage Qualification Calculator

This calculator will take you through the process of finding out how much you could borrow and will create an amortization schedule.

Mortgage Qualification Calculator
Requirements: This calculator requires Netscape Navigator or Internet Explorer 3.0 or higher. You must also enable JavaScript in your browser’s user preferences panel.

Instructions: Complete or change all white entry fields. Gray fields are calculated automatically. The calculator will automatically recalculate any time you make a change to a white field and then press the TAB key.

When making entries into the entry boxes, only numbers and decimal points are permitted. Typing dollar signs, commas and other non-numeric characters will result in an error message. Completing all entry boxes is required.
Purchase Information
Purchase Price:
Down Payment:
Loan Amount:
Interest Rate:
Length of the Mortgage in Years:
Payment Information
Principal & Interest:
Annual Property Taxes:
Annual Insurance:
Annual PMI:
Monthly Association Fees:
Monthly Payment (PITI):
Tax Deductable Portion of Payment:

Qualifying Information
Gross Income:
Monthly Debt Payments:
Qualify for Loan?:
Maximum Qualifying Loan Amount:
Current Income to Payment Ratio (max = 28%):
Current Debt to Income Ratio (max = 36%):





Longer term loans may take a few moments for the report to be generated.